Andrea "Andie" Ross

Call me before your creditors:
-Sue you
-Call you at work

-Garnish your paycheck
-Freeze your bank accounts   
Most importantly, call me before you consolidate your debt.   
Not sure bankruptcy will solve your problems?
If you are reading this page, you are probably feeling overwhelmed by your financial situation.

Speak to a bankruptcy attorney about your rights - eliminate your debt - learn how bankruptcy can help you.

You can take control of the situation because
You've Got Options.
  • Chapter 7 Bankruptcy
  • Chapter 11  Bankruptcy
  • Chapter 12 Bankruptcy
  • Chapter 13 Bankruptcy

The call is Free & Confidential
(800) 758-9265

Are you completely
STRESSED OUT by your debt?

At the end of the month, if you simply cannot pay every bill, you've got a problem. Now, if you've been living like this for a long time, there is a solution.

You no longer have to pick and choose which creditor to pay. I can help eliminate your debt so you can focus on rebuilding your life. I want you to live life again.

Start now by learning how bankruptcy can help. There are several types of bankruptcies - and I am here to answer all your bankruptcy questions.


As a bankruptcy attorney, I find that many people have the same concerns. On a daily basis, I encounter these questions:

Generally, the answer is YES:
  • Can bankruptcy stop a garnishment?
  • Can bankruptcy erase my credit card debt?
  • Can bankruptcy stop a lawsuit?
  • Can I keep my car? My house?
  • Can I keep my bank accounts?
  • Can I ever get credit cards again?
  • Can I eliminate medical debt?
  • Can I include the repossessed car?
  • Can I ever own property again?
  • Can I eliminate my business debt?
  • Can bankruptcy stop a foreclosure?
  • Can bankruptcy eliminate a deficiency judgment?

Generally, the answer is NO:
  • Will bankruptcy hurt my credit forever?
  • Does my spouse also have to file?
  • Am I a bad person for filing bankruptcy?
  • Can creditors call me after filing?
  • Do I have to be unemployed to file?
  • Will I lose all my possessions?
  • Are there tax consequences for eliminating my debt?
DISCLAIMER The information contained on this website is not, nor is it intended to be, legal advice. You should always consult a lawyer for advice regarding your individual situation. The Law Office of Andrea Ross welcomes your calls & emails. Contacting The Law Office of Andrea Ross does not create an attorney-client relationship. Please do not send any confidential information until such time as an attorney-client relationship has been established. The Law Office of Andrea Ross is a debt relief agency. We help people obtain relief under the Bankruptcy Code.